Hurricane Disaster Checklist

After years of experiencing different natural disasters, our team has put together a list of essential items that every household should have. We hope this list brings some peace of mind prior to a natural disaster. Save this list for future reference.

Fire. Blaze Inferno conflagration and combustion.

Fire Damage in My House: The Unseen Consequences

Fire damage extends beyond what is immediately visible. Hidden damages, primarily caused by smoke/soot and water, can be challenging to identify. Understanding these additional impacts on your property and how to address them is crucial for receiving appropriate compensation for your claim. Smoke/Soot Damage Smoke/soot damage is a significant hidden consequence of fire loss. Indicators […]

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Paid Below Deductible? What to do Next

Not enough money from your insurance company? Understanding the Predicament of Underpaid Claims Experiencing an underpaid insurance claim can be a frustrating situation. It’s important to remember that insurance companies, while providing a valuable service, are also businesses aiming to maintain profitability. This can sometimes result in claim payouts that are less than the deductible. […]

Man preparing an Insurance Claim Form

Navigating the Maze of Property Insurance Claims

Insurance company giving you the runaround? Understanding the Need for a Claim Experiencing property damage can be a daunting ordeal, with the cost of repairs often exceeding initial estimates. This leads many property owners to ponder, “Should I file a claim?” The answer to this question isn’t always straightforward, making it crucial to understand your […]

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Working with Public Adjusters: Tips for Policyholders in South Florida

When disaster strikes, policyholders rely on their insurance policies to help them recover from losses caused by natural disasters, fires, or other events. However, navigating the claims process can be complex and time-consuming, especially for those who are not familiar with insurance policies and procedures. This is where public adjusters come in. Public adjusters are […]

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Understanding South Florida Insurance Laws and Regulations

Insurance is an integral part of life in South Florida, where natural disasters, hurricanes, and floods can cause significant damage to properties. However, navigating the complex landscape of insurance laws and regulations can be challenging for both policyholders and public adjusters. In this article, we will provide an overview of the key insurance laws and […]

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Licensing and Regulatory Requirements for Public Adjusters in South Florida

Public adjusters are professionals who assist policyholders in the process of filing insurance claims and negotiating settlements with insurance companies. They play a critical role in helping policyholders recover from losses caused by natural disasters, fires, or other events covered by insurance policies. However, the public adjusting industry is subject to licensing and regulatory requirements […]