Hurricane Ian flooded houses in Florida residential area. Natural disaster and its consequences

On September 28, 2022, Hurricane Ian wreaked havoc across the southeast United States, destroying the state of Florida and its Gulf Coast before making landfall in South Carolina two days later. Hurricane Ian, one of the most powerful hurricanes to hit the United States in decades, killed dozens of people as crews deployed search and rescue efforts in flood-ravaged communities.

Where in the United States did Hurricane Ian make landfall? 

On Wednesday, September 28, 2022, Hurricane Ian’s center made landfall at 150 mph near Cayo Costa, a barrier island west of Fort Myers, shortly after 3 p.m. ET. Two days later, as a Category 1 storm, the hurricane made landfall near Georgetown, South Carolina, at 2:05 p.m. 

What kind of storm was Hurricane Ian? 

Hurricane Ian’s top sustained winds of 155 mph were recorded hours before landfall, when the Category 4 hurricane was just 2 mph short of reaching Category 5, the strongest classification on the Saffir-Simpson Hurricane Wind Scale. 

Hurricane Ian weakened to a tropical storm as it moved inland and across Florida, but regained strength over the Atlantic Ocean as it curved toward South Carolina. On September 30, 2022, the hurricane made landfall as a Category 1 storm near Georgetown, South Carolina, with maximum sustained winds of 85 mph.

Cost of Damages from Hurricane Ian?

According to new data released, Hurricane Ian likely caused $53 billion to $74 billion in insured losses from Florida to the Carolinas, with a “best estimate” of $67 billion. 

When adjusted for inflation, these preliminary damage totals would make Hurricane Ian the most expensive storm in Florida history, and second only to Hurricane Katrina nationally. 

Water caused much of the damage from this storm, with coastal surge destroying homes and businesses near the coast and inland flooding reaching record levels across central Florida in particular. 

If your rental, home, or business was insured for flood damage, there are some differences in how a flood insurance claim is adjusted and settled versus a home insurance claim, but many similarities. Wind damage is covered by your homeowner’s insurance, whereas storm surge flood damage is covered by your flood insurance.

If Hurricane Ian has damaged or destroyed your home or business, Trusted Public Adjusters will assist you in valuing and documenting your loss, understanding insurance rules, and fairly settling your insurance claims. Our team of certified public adjusters are also certified to inspect roof for wind and hail damages. We offer free consultations and collect our fee only if we collect form the insurance company. No recovery, no fee, that’s our promise.