Each day, one out of every twenty homeowners who have insurance files a claim. As a result, insurance companies are required to make regular payouts.
Many insurance providers have earned a solid reputation for their forthright dealings with policyholders.
But keep in mind that insurance firms are, after all, merely that, companies. Their primary responsibility is to maintain your insurance coverage, but they must also meet financial goals.
A claim’s payout may be affected by this. There is a deductible that must be paid before any insurance funds are released, but it is not uncommon for insurance payouts to fall short of the deductible.
If you were paid less than your deductible and are confused about what to do next, keep reading.
WHAT ABOUT THE OFFER FROM THE INSURANCE COMPANY?
Knowing that you are not obligated to accept the insurer’s initial offer is of paramount importance to you as the insured.
Sometimes it’s hard to say no to a check from an insurance company, even if it’s well below your deductible and you know it won’t cover everything that’s been damaged. Having to make this choice is especially challenging after experiencing significant property damage, such as what Hurricane Michael brought to the area during the 2017 hurricane season.
While doing so, consider insurance in the same way you would any other service. Would you accept the situation and move on with your day if you discovered there were only seven eggs in the carton of a dozen, or if you discovered you only had two pieces of the three-piece suit you bought?
Each month, you will be responsible for paying a cost, expressed either as a fixed dollar amount or a percentage of your premium. And the insurance company must live up to its end of the bargain.
If you’re in a position to turn down the initial offer, do so and call Trusted Public Adjusters Inc. immediately.
HOW DO I FOLLOW UP AFTER REJECTING THE INSURANCE COMPANY’S LOWER-THAN-DEDUCTIBLE OFFER?
Have no fear if you turn down the insurance company offer and get Trusted involved. We will pick up at any point in the claim process but the sooner we are in, the better the process will turn out.
You can get assistance from those who have been specially trained to do this. We are public adjusters, licensed in the entire state of Florida. We are licensed and bonded in order to be able to fight for your rights.
You have a legal right to have your property value reassessed, you have the right to seek help.
You should start by looking for a qualified public appraiser like Trusted Public Adjusters Inc. who can reevaluate your claim.
Discovering the best public appraiser to work with can be a game-changer. They will not only conduct the reappraisal, but will also typically communicate and negotiate with your insurance provider on your behalf.
Even though you could try filing again on your own, public appraisers have the expertise to handle any and all aspects of your insurance claim.
We will fight for your full rights and let you know each step of the way.. Due to our training and experience, certified appraisers may be able to identify costs that would otherwise go undetected by the layperson.
BE THE RIGHT CHOICE FOR YOUR FAMILY AND YOURSELF: DO A REEVALUATION
One of the best long-term investments you can make for your family is to turn down the insurance company’s below-deductible offer if you’re in a position to do so.
Numerous independent experts in damage assessment visit for a no-cost initial assessment. First-time insurance quotes are often inaccurate for many people. Having them come out allows both of you to file a fresh claim tailored to your specific circumstances.
Your deductible is paid by you. Don’t settle when expert help in the form of public adjusters is available.
Have you had a claim rejected, paid less than your deductible, or resulted in worsening damage? Permit us to assist your family in getting you properly compensated.
Feel free to get in touch with us directly for immediate assistance.
Office: (305) 702-0014
Fax: (305) 481-9305