A plumbing leak can be a huge disaster and cause property damage. Homeowners’ insurance policies can have coverage gaps, leaving you on the hook for costly plumbing leak claims. Here are some methods for dealing with disputes involving plumbing leaks.
Repair on time
Plumbing leaks can bring you hours of frustration, so you must act fast. A plumbing leak, if left unattended, will create damage that you won’t be able to repair.
Severe plumbing leaks might jeopardize your home’s structural stability in several circumstances. Mold development becomes a huge issue following a serious breach because wet, hard-to-reach locations are prone to mold growth.
If your home suffers a plumbing leak, contact a certified plumber right away to repair the damage. Gather all relevant information for your insurance company, such as a repair quote and images of the damage.
Locating the Source
Your insurance company will want to know where the leak is coming from. When your plumber arrives, request that he or she locate and mark the leak’s source. Perhaps the leak is the consequence of a broken faucet or valve that is generating a problem. If this is the case, you will need to perform an emergency repair to prevent the property from having additional damages. Once the source of the water damage is contained, contact a trusted professional to report the claim.
Our team at Trusted Public Adjusters will explain the claim process and fight for all your rights with your insurance company. Remember that when the insurance company sends someone to your home, they do not work for you; we do! We will be present for every inspection, estimate your claim damage cost, deal with following up and documenting the interaction with your insurance company, and make sure you are properly compensated for your damages.
If your plumber determines that your property requires a plumbing repair, you should take the necessary precautions to prevent further property damage. Make sure that the plumber leaves you an invoice for their work with a description of the work performed.
Taking a couple of pictures will also help in documenting before your trusted professional arrives. All invoices and pictures should be given to your adjuster so that we can use them in your claim.Tweet
Insurance Claims for Homeowners
The insurance claim process is a maze of details that need to be handled by a professional. The insurance companies are in the business of minimizing their risk exposure. It has been well proven that using a trusted professional public adjuster will guarantee a better outcome versus reporting the claim on your own.
Gaps in Homeowners Insurance
If you have a home insurance policy, you should anticipate certain coverage gaps. Some insurance policies either do not cover plumbing leaks or apply very specific limitations to this particular type of loss.
Contacting Trusted Public Adjusters will ensure that your policy is reviewed and those issues will be anticipated by your adjuster.Tweet
It is always important to have a relationship with your trusted professional in order to ensure that you have the correct coverage when you purchase your home insurance policy. Our job does not start when you experience a property
For help with plumbing leak claims, contact Trusted Public Adjusters.
Take immediate action if your home has a significant plumbing leak. Check to see if the leak has been stopped and if your home is safe. Then, for assistance with your insurance claim, contact Trusted Public Adjusters. We can assist you in filing an insurance claim, locating plumbers who take your insurance, and documenting the damages for further action.