Every year, hundreds of thousands of people have to file a property damage claim with their insurance company and every year, more and more homeowners and business owners are turning to Property Insurance Claim Adjusters to handle this for them. The reason behind this is that policyholders are now learning that insurance companies have a tendency to underpay them on a property loss claim.
Public adjusters, sole duty is to represent the policyholder in getting every penny that they deserve from the insurance company. Whether it is a catastrophe claim, a theft claim, a flood, a fire, or many other types of property damage, a Claim Adjuster works strictly for the policyholder. A trusted adjuster is one who can make an already stressful situation a smooth and seamless process for the insured. Open lines of communication and being able to properly explain the claim process.
The difference between a Public Adjuster and an Insurance Adjuster that works for the insurance company is very precise. An insurance company Adjuster works for and is paid by, the insurance company. This means that they only have the Insurance Companies’ interests in mind. A Public Adjuster works strictly for the policy owner and has only their best interests in mind. The difference in property loss funds that are given to a policyholder can differ greatly depending on the route you take when filing for a property damage claim. A well-trained Public Adjuster can analyze an insurance policy compared to a situation, and correctly file an insurance claim.
More people are now turning straight to a Public Adjuster when they have damage, but that is not the only time that they may be necessary.
In most states, a policyholder has up to three years to reopen an insurance claim. In this instance, a Public Adjuster in Miami will re-evaluate the damage from a past claim and decide whether or not enough funds were given by the insurance company. A large sum of policyholders is finding out that, in fact, they were not paid properly for past damage and it is in their best interest, financially, to reopen the claim to try and recover those additional funds.
Whatever you decide, it is a good idea to seek the second opinion of a Trusted Public Adjuster on your past or present insurance claims.