Not enough money from your insurance company?
Understanding the Predicament of Underpaid Claims
Experiencing an underpaid insurance claim can be a frustrating situation. It’s important to remember that insurance companies, while providing a valuable service, are also businesses aiming to maintain profitability. This can sometimes result in claim payouts that are less than the deductible. If you find yourself in this situation, it’s crucial to understand your options.
Deciding Whether to Accept the Initial Offer
The first thing to remember is that you are not obligated to accept the insurer’s first offer. While it may be tempting to accept a quick payout, even if it’s below the deductible, it’s worth considering your options. Just like you wouldn’t accept a dozen eggs with only seven in the carton, you shouldn’t settle for less than what you’re entitled to from your insurance policy.
The Next Steps After Rejecting the Initial Offer
If you decide to reject the initial offer, don’t worry. There are professionals who can help you navigate this process. You have the right to have your property reappraised, and a reputable public adjuster can be instrumental in this process.
The Role of Public Adjusters
Public adjusters are trained professionals who can help you with every aspect of your insurance claim. They can conduct a reappraisal, negotiate with your insurance company, and potentially secure a higher payout than you initially received. Because they are certified, they have the knowledge and skills to handle your claim effectively.
The Benefits of a Reappraisal
Choosing to have your property reappraised can be a smart investment for you and your family. Many public adjusters offer free consultations and damage assessments, providing you with a more accurate estimate of your claim. This can result in a new individual claim that better fits your needs.
Don’t Settle, Seek Help
You pay your deductible, and you deserve to receive the full benefits of your insurance policy. If you’ve been underpaid, denied, or if your damage is worse than initially assessed, don’t hesitate to seek help.
Here at Trusted Public Adjusters we are available to guide you through the process and ensure you receive what you’re entitled to. Our team of experts have over a decade of experience in representing Florida policy holders. Call our office at 3057020014 or email at [email protected] to set up a free conversation.