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Aerial view of flooded house with dirty water all around it.

Types of Water Damage Claims in Miami

Miami’s allure, with its sun-drenched beaches and lively atmosphere, is undeniable. However, residing by the sea also exposes homeowners to the perils of water damage. Whether it’s due to storm surges, heavy rainfalls, or even home plumbing issues, understanding how to handle water damage claims is crucial for every Miamian. Types of Water Damage Water […]

Filling health insurance claim

When to File a Storm Damage Insurance Claim

After a severe storm, assessing the damage to your property is of utmost importance. Notifying your trusted public adjuster promptly and filing a homeowners insurance claim in a timely manner can help ensure a smooth and efficient process. In this article, we will provide a comprehensive guide on when to file a storm damage insurance […]

Black mould on wall closeup

How to Successfully File a Mold Damage Insurance Claim

Discovering mold in your home can be a cause for concern. Aside from potential health risks, mold infestations can also lead to property damage. When faced with this situation, it is crucial to handle it promptly and effectively, especially when dealing with insurance claims. In this article, we will guide you through the step-by-step process […]

Hurricane Disaster Checklist

After years of experiencing different natural disasters, our team has put together a list of essential items that every household should have. We hope this list brings some peace of mind prior to a natural disaster. Save this list for future reference.

Fire. Blaze Inferno conflagration and combustion.

Fire Damage in My House: The Unseen Consequences

Fire damage extends beyond what is immediately visible. Hidden damages, primarily caused by smoke/soot and water, can be challenging to identify. Understanding these additional impacts on your property and how to address them is crucial for receiving appropriate compensation for your claim. Smoke/Soot Damage Smoke/soot damage is a significant hidden consequence of fire loss. Indicators […]

Money in the hands of businessmen who are submitting to entrepreneurs to force the signing

Paid Below Deductible? What to do Next

Not enough money from your insurance company? Understanding the Predicament of Underpaid Claims Experiencing an underpaid insurance claim can be a frustrating situation. It’s important to remember that insurance companies, while providing a valuable service, are also businesses aiming to maintain profitability. This can sometimes result in claim payouts that are less than the deductible. […]

Man preparing an Insurance Claim Form

Navigating the Maze of Property Insurance Claims

Insurance company giving you the runaround? Understanding the Need for a Claim Experiencing property damage can be a daunting ordeal, with the cost of repairs often exceeding initial estimates. This leads many property owners to ponder, “Should I file a claim?” The answer to this question isn’t always straightforward, making it crucial to understand your […]